Credit Officer (Operations)

Join the Team at Lidion Bank!

At Lidion Bank, we blend traditional banking values with modern, innovative solutions. We are committed to providing comprehensive financial services across a variety of industries, with a particular focus on technology and digital advertising.

The Credit Officer will support the Credit Department in executing administrative and operational tasks related to the Bank’s lending portfolio. This entry-level position plays a vital role in ensuring accurate credit documentation, system input, and client follow-up, contributing to the efficient functioning of the credit process.

‍‍‍Position: Credit Officer

‍Primary Responsibilities:
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• Assist in the preparation, processing, and administration of credit files and documentation in accordance with the Bank’s internal procedures.

• Input and update client and facility data accurately into internal systems.

• Follow up with internal stakeholders or clients to collect outstanding documentation or clarifications.

• Support the team in tracking credit approvals, expiry dates, renewals, and monitoring conditions precedent/subsequent.

• Conduct basic reviews of submitted client documentation to ensure completeness and consistency.

• Prepare draft reports or summaries for internal use as guided by more senior team members.

• Monitor reminders and action items related to credit files and escalate overdue items appropriately.

• File and maintain documentation in accordance with Bank and regulatory requirements.

• Provide general administrative support to the Credit Department as needed.

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‍Core Competencies:

• Diligent and detail-oriented with strong organisational skills.

• Reliable and able to handle repetitive tasks with accuracy.

• Strong communication skills, both verbal and written.

• Good working knowledge of Microsoft Office, particularly Excel and Outlook.

• Willingness to learn and develop in a structured environment.

• Ability to handle sensitive information with discretion and maintain confidentiality.

‍Education and Experience:

• A diploma-level qualification in Banking, Business Administration, or a related field.  

• Previous experience in a similar administrative or banking support role would be considered an asset but is not essential.

• Basic understanding of credit-related concepts or financial services is desirable.

‍Employee Centric Benefits at Lidion Bank

Lidion Bank's Employee-Centric Benefits Scheme provides a personalized annual package, encompassing gym memberships, parking, food plans, mobile expenses, various insurances, and travel. It also includes unique perks like hobby contributions, paid volunteer days, and pet care, all designed to offer meaningful benefits to every team member.

Personal Development

Each member of the Lidion Bank team has the opportunity to access Udemy Business entirely free of charge (subject to change). This initiative underscores Lidion Bank's commitment to fostering a culture of continuous learning and professional growth. Recognizing the importance of ongoing education, Lidion Bank also allows specific hours every month for employees to explore the range of courses that are not just directly related to their current roles but also those that align with their career and personal aspirations.

‍Embark on this Exciting Journey with Us

At Lidion Bank, we don't just offer jobs; if you have the skills, passion, and drive, we invite you to join our team and help shape the future of banking. Send your CV today at : hrm@lidionbank.com

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